Complete Knowledge Base

Seniors Audit Learning Center

Explore all 34 verified educational articles, step-by-step checklists, and rule explainers. Every article is written in plain English, verified against official government sources, and 100% free of sales pressure.

social security August 15, 2026

Social Security Full Retirement Age Rules | Seniors Audit

Learn the rules, 1983 legislative history, and math behind Social Security Full Retirement Age, including how FRA affects your Primary Insurance Amount.
medicare July 21, 2026

Medicare vs. Medi-Cal in California

Medicare vs Medi-Cal: Learn the differences, California's asset limit elimination, dual eligibility rules, and program options for Golden State seniors.
medicare July 21, 2026

Medicare vs. Obamacare at Age 65

Medicare vs Obamacare transition guide: Learn rules at age 65, when to drop ACA market plans, premium tax credit reconciliation, and special windows.
medicare July 21, 2026

What Is CMS? Medicare & Medicaid Agency

CMS, the Centers for Medicare & Medicaid Services, administers Medicare, Medicaid, CHIP, and the ACA marketplaces. Here is what it does and why it matters.
medicaid July 21, 2026

Does Medicaid Cover Dental for Adults?

Does Medicaid cover dental for adults? Learn the 2026 state-by-state adult dental coverage levels, covered procedures, and how to find a dentist.
medicare July 20, 2026

Medicare and Private Insurance Rules

Can you have Medicare and private health insurance? Learn the 2026 coordination of benefits, primary vs secondary payer rules, and employer group sizes.
medicare July 20, 2026

Medicare Hospice Care Rules & Costs

Medicare hospice care guide: Learn eligibility rules under Part A, covered palliative care, out-of-pocket costs, and curative treatment waiver rules.
medicare July 20, 2026

What Is Medicare Part D? 2026 Guide

What is Medicare Part D? Learn how prescription drug plans work, standard 2026 cost limits, the new $2,100 out-of-pocket cap, and late penalties.
social security July 19, 2026

How Much Social Security Will I Get?

How much Social Security will you get? Learn how the 35-year benefit formula works, claiming age reductions, and the 2026 earnings test limits.
social security July 19, 2026

Social Security COLA 2026: 2.8% Increase | Seniors Audit

The Social Security COLA 2026 is 2.8%. Learn when the increase took effect, how it affects your benefit, Medicare costs, and taxes.
medicare July 19, 2026

Medicare Dental, Vision & Hearing 2026

Does Medicare cover dental and vision? Learn key coverage gaps under Original Medicare, covered medical exceptions, and Medicare Advantage plan options.
medicare July 19, 2026

Medigap vs. Medicare Advantage 2026

Medigap vs Medicare Advantage: Learn the key differences in costs, doctor choice, networks, and critical underwriting rules to make the right choice.
medicare July 19, 2026

What Is Medicare Part C (Advantage)?

What is Medicare Part C? Learn how Medicare Advantage works, average 2026 premium costs, network rules, prior authorizations, and pros and cons.
medicare July 18, 2026

Medicare and Medicaid Together? 2026

Can you have Medicare and Medicaid at the same time? Learn the 2026 income and asset limits, Medicare Savings Programs, and how to apply for dual status.
medicare July 18, 2026

Medicare and You 2026: Key Changes

Medicare and You 2026: The guide to every official cost change, premium increases, new Part D drug caps, and rules for the 2026 benefit year.
medicare July 18, 2026

Medigap Plans Explained 2026

Understand standardized Medicare Supplement (Medigap) plans. Compare Plan G vs. Plan N, learn about coverage gaps, and find the best plan for 2026.
medicaid July 18, 2026

Who Qualifies for Medicaid? 2026 Rules

Who qualifies for Medicaid? Learn the 2026 state-by-state income limits, asset rules, expansion state guidelines, and how to apply step by step.
medicare July 17, 2026

Medicare Savings Programs 2026

Save on Medicare costs with Medicare Savings Programs. Learn how QMB, SLMB, and QI can pay your premiums and deductibles if you qualify in 2026.
medicare July 17, 2026

Does Medicare Cover Dental? 2026 Guide

Does Medicare cover dental? Original Medicare doesn't pay for cleanings, fillings, or dentures. Learn your coverage options and covered exceptions.
medicare July 17, 2026

Medicare Part B Late Penalty Guide

Understand the permanent Medicare Part B late enrollment penalty. Learn how the 10% annual surcharge accumulates, who is exempt, and how to file an appeal.
medicare July 17, 2026

Medicare Part C vs. Part D Compared

Medicare Part C vs Part D: Learn the decision rules for outpatient drug coverage, how they coordinate, plan options, and enrollment traps to avoid.
medicare July 17, 2026

What Medicare Part A & B Cover 2026

What does Medicare Part A and B cover? Learn hospital and medical coverage rules for 2026, deductibles, coinsurance, and excluded medical services.
medicare July 16, 2026

Medicare Enrollment Periods 2026

Confused by Medicare enrollment periods? Read our comprehensive guide to IEP, SEP, GEP, and AEP dates, rules, and how to avoid lifetime premium penalties.
medicare July 16, 2026

How to Enroll in Medicare: 2026 Steps

Learn how to enroll in Medicare online, track application status, gather required documents, and avoid costly automatic enrollment penalty traps.
medicare July 16, 2026

Medicare vs. Medicare Advantage 2026

Medicare vs Medicare Advantage: the real differences in costs, doctor access, and coverage that determine which plan works best for your health situation.
medicaid July 16, 2026

Medicaid Cuts 2026: Rules & Impact

Plain-English guide to 2026 Medicaid budget changes, affected benefits, work requirements, state enrollment caps, and senior eligibility protections.
medicare July 15, 2026

Dual Eligible Medicare & Medicaid

Over 12 million Americans qualify for both Medicare and Medicaid. Learn who is eligible, how benefits coordinate, and how to apply for dual status.
medicare July 15, 2026

Medicare vs. Medicaid: Which Covers You?

Compare Medicare vs. Medicaid: Learn differences in eligibility, coverage, costs, and how 12 million low-income seniors qualify for both programs.
guides June 28, 2026

Welcome to Seniors Audit: Making Benefits Simple

Welcome to Seniors Audit! Discover our educational mission, editorial standards, and plain-English guides on Medicare, Social Security, and IRS notices.
irs June 28, 2026

What Is a CP2000 Notice? IRS Letter Rules | Seniors Audit

What is a CP2000 notice from the IRS? Learn why you received this underreporter proposal, verify errors, check 30-day deadlines, and avoid tax penalties.
medicare June 28, 2026

Medicare IRMAA Surcharge Explained

A plain English explanation of the Income-Related Monthly Adjustment Amount (IRMAA) surcharge and how to check if your income triggers higher premiums.
medicaid June 28, 2026

Medicare Savings Programs (MSPs)

Plain-English guide to Medicare Savings Programs (QMB, SLMB, QI) that help low-income seniors pay Medicare Part B premiums and medical deductibles.
retirement June 28, 2026

2026 RMD Guide: IRS Rules & Tables

Learn 2026 IRS age 73 rules for required minimum distributions (RMDs), how withdrawals are calculated for IRAs and 401(k)s, and how to avoid tax penalties.
taxes June 28, 2026

2026 Retirement Tax Withholding Guide

Plain-English explanation of tax withholding rules on pension payouts, annuities, and retirement withdrawals to prevent unexpected IRS tax penalties.