Seniors Audit Educational Videos
Watch educational videos from Seniors Audit covering Social Security, Medicare, retirement taxes, and senior benefits. Each video is directly connected to our free interactive calculators and comprehensive written guides to help you understand official government rules and make informed decisions with zero sales pressure.
Navigating federal retirement programs often means wading through hundreds of pages of complex statutes, bureaucratic forms, and commercial insurance pitches. We created this educational video library to give visual learners direct, plain-English walkthroughs of statutory rules. Every video pairs our research findings with free decision-support tools, so you can calculate your exact numbers and take confident next steps.
What Our Video Library Covers
- Required Minimum Distributions (RMDs): IRS age 73 benchmarks, calculation formulas, and avoiding the 25% penalty.
- Medicare Coverage & Costs: 2026 Part B base premiums, observation status risks, and total Part A–D out-of-pocket costs.
- Medicare vs. Medicaid: Clarifying the differences, dual-eligible qualification, and nursing home coverage rules.
- Social Security Claiming: Finding your statutory Full Retirement Age by birth year and evaluating early vs. delayed claiming.
Current Educational Video Library
Select any video below to watch the walkthrough and explore the paired free calculator and guide.
Turning 73? The IRS Forces You to Withdraw This Much (Or You Pay a 25% Penalty)
A step-by-step breakdown of statutory SECURE 2.0 rules governing mandatory retirement distributions at age 73. Explains how the IRS Uniform Lifetime Table calculates minimum withdrawals, how the December 31 deadline works, and how to avoid the 25% penalty under 26 U.S. Code § 4974.
Medicare Part B: The Real 2026 Cost and What It Actually Covers
An in-depth guide to 2026 Medicare Part B medical insurance, covering the $202.90 standard monthly base premium, the $283 annual deductible, and the 20% coinsurance obligation. Clarifies critical hospital coverage rules, including observation status vs. inpatient admission.
Medicare and Medicaid Are NOT the Same Thing (Here's What Nobody Tells You)
Clears up the widespread confusion between federal Medicare and joint state-federal Medicaid. Explains income and asset thresholds, dual eligibility, Medicare Savings Programs (QMB/SLMB), and how Medicaid pays for long-term custodial nursing home care while Medicare does not.
How Much Does Medicare Really Cost in 2026 Parts A, B, C, D
A comprehensive walkthrough of all 2026 out-of-pocket Medicare expenses across Parts A, B, C, and D. Details the $1,736 Part A inpatient deductible, $202.90 Part B premium, Medicare Advantage cost structures, and the new $2,100 Part D prescription drug out-of-pocket cap.
What Is Your Full Retirement Age? Comment Your Birth Year to Find Out
Explains statutory Social Security Full Retirement Age (FRA) by birth year under Section 216(l) of the Social Security Act. Shows how claiming early at age 62 permanently reduces your monthly benefit by up to 30%, while delaying past FRA earns 8% annual delayed retirement credits up to age 70.
Educational Disclosure: This guide is for educational purposes only. Government rules, benefit levels, and tax limits change frequently. While we strive to present accurate information, it should not be taken as legal, tax, or financial advice. We encourage you to review official guidance on government portals (like IRS.gov or SSA.gov) and consult with a qualified professional before making final retirement or benefit elections.